The FP&A Category Wasn't Built for You
Financial Planning & Analysis software — Planful, Vena, Mosaic, Anaplan, Adaptive Planning — is powerful technology built for a specific audience: companies with dedicated finance teams. These platforms assume you have someone who can build financial models, configure budgets, design dashboards, and interpret variance reports.
If you're a $3M business without a CFO or VP of Finance, buying FP&A software is like buying a commercial kitchen when you need a meal. The capability is there, but you don't have the staff to use it.
The Cost Problem
FP&A platforms typically cost between $1,000 and $5,000 per month, plus implementation fees that can run $5K–$25K. Then you need someone to operate it — that's another $100K+/year in salary. For a business doing $2M–$10M in revenue, the all-in cost of FP&A software is often 2–5% of revenue. That's hard to justify.
CentSight is under $500/month with no implementation fee and no dedicated operator required. You get forecasting, anomaly detection, cash flow intelligence, and plain English Q&A without the enterprise price tag or the enterprise complexity.
AI Changes the Equation
Traditional FP&A software gives you tools to build analysis. CentSight gives you the analysis directly. Instead of configuring a burn rate dashboard, you ask “What's our burn rate trend?” and get an answer. Instead of building a runway model, you ask “How long will our cash last at this rate?” and get a projection.
This isn't about replacing the capabilities of enterprise FP&A. It's about making 80% of those capabilities accessible to the 95% of businesses that can't afford or operate the enterprise tools.
When to Choose FP&A Software
If your company has a finance team, needs enterprise-grade consolidation across dozens of entities, requires granular departmental budgeting with approval workflows, or is preparing for an IPO, FP&A software is the right choice. These platforms are purpose-built for that scale of financial operations.
If you're a growing SMB that needs financial intelligence without hiring a finance team to get it, CentSight is built for exactly your situation. You get the insights without the infrastructure.